How to Apply for Florida Bright Futures
What is Bright Futures? How do you become eligible for the scholarship? If you are planning on or even considering attending college in Florida, you need to know this information and the earlier, the better.
What is Bright Futures? How do you become eligible for the scholarship? If you are planning on or even considering attending college in Florida, you need to know this information and the earlier, the better. While there are 4 types of scholarships which are part of Florida Bright Futures Program, this information is focused on the 2 primary scholarships for students who plan on pursuing an undergraduate degree or certification at a college or university in Florida – the Florida Academic Scholars (FAS) and the Florida Medallion Scholars (FMS).
To be eligible for Bright Futures, students must:
Be a Florida resident and US citizen or eligible non citizen
Graduate from a Florida public high school or a registered Department of Education Private institution, earn a GED or complete an eligible Home Education program
Meet high school college prep coursework requirements
Be accepted to and enrolled at a Public or eligible private post-secondary institution in Florida
Not have been convicted of or plead no contest to felony charges
Meet official standardized test score and GPA requirements
Complete 100 hours of volunteer service and/or paid work
Have official transcripts sent from high school
Complete the Florida Financial Aid Application (FFAA) by Aug. 31 after senior year
Image from Bright Futures Handbook
The FAS scholarship is the highest level available to students and covers 100% of tuition and applicable fees at Florida public institutions. If a student chooses to attend an eligible private institution, they are given a comparable amount which could add up to approx. $6000.
The FMS scholarship is the second tier and covers 75% of tuition and applicable fees or 100% of an associates degree. It also covers a comparable amount at eligible private institutions.
To apply for Bright Futures, students must first complete the Florida Financial Aid Application (FFAA). This application typically opens on October 1 and must be completed by August 31 post graduation. After applying for the FFAA, the student will gain access to complete the Bright Futures application.
Students can send their test scores by simply requesting an official test score to be sent to any of the 12 Florida sate universities, state colleges or public high schools. Students have until August 31 post graduation to meet the testing requirements, which means completing testing by June 30. Scores can be superscored and students can take it as many times as needed to get the minimum required scores. Students can bypass the test score requirements if they complete an AICE or IB Diploma.
Service and work hours must be completed by high school graduation. To verify what activities meet the service hour requirements, students should speak to their high school counselors. Whatever the activity may be, the student must get the signed verification from the appropriate supervisor. Activities which typically count towards the service hours are volunteering for nonprofits, working on local political campaigns, or interning at local businesses. As of June 2022, paid work now counts towards the 100 hour requirement.
Students can complete their application any time after December, when they are able to officially enroll at one of the eligible post-secondary institutions. The funds will be distributed directly to the college. Students should ensure they keep their account updated with the institution they are attending as well as their service hours. They should also make sure their counselor sends their official transcripts.
Both levels of Bright Futures can be used for summer semester and depending on the college's programs, may be able to be used for study abroad. A common misconception is that the Bright Futures is a 'full ride'. However, it covers solely the tuition and some fees. unless a family has a 529. Families should not neglect to seek additional funding such as scholarships and other institutional and federal financial aid. Parents should follow all deadlines to file the FAFSA and CSS PROFILE where required in order to be eligible for other aid.
When families have a 529 Plan, the schools apply those funds first and then the Bright Futures. In this case, Bright Futures funds can be used for expenses other than standard tuition and fees. If there are funds left over, the school will usually give them back to the student to use for additional expenses.
Consider the requirements early as you go through high school and begin to complete the service hours, meet college prep course requirements, and prepare for standardized tests to ensure you do not miss out on these extra funds! Schedule a free consultation with us to discuss Bright Futures and your college search and applications.
Budgeting in College
While keeping track of finances before college may not have been of concern to some students, it is a vital skill to learn for all. Parents should take the time to sit with their student and discuss budgeting before they arrive on campus for freshman year. It is important for families to establish a plan for how pay for both expected and unexpected expenses.
While keeping track of finances before college may not have been of concern to some students, it is a vital skill to learn for all. Parents should take the time to sit with their student and discuss budgeting before they arrive on campus for freshman year. It is important for families to establish a plan for how pay for expenses both expected and unexpected.
After the first major decision of how the direct expenses (expenses paid directly to the school) of tuition and fees and room and board will be paid for, families have to take into consideration the indirect expenses which will most likely be incurred. These usually include transportation, books and supplies, and personal expenses such as health insurance. Creating a list of these expenses and calculating what is expected to be needed monthly will help families understand what funds are necessary before the bills come in. A plan should be in place for paying for these expenses before the student sets off for college.
In addition to the expected expenses, it is a good idea to budget for the unexpected such as additional trips or activities the student may want to do and other discretionary spending. Where will these funds come from? Make a plan!
Many students already have their own checking account from saving and working while in high school, but if they do not, it is time to set one up together. Most major banks offer free checking accounts to students, but it is worth considering banks local to the college first in case an issue arises. Parents can easily send money to the account as needed and get access to the account summary (if student agrees of course). Check out this Forbe’s ranking of student checking accounts and what to consider when choosing where to open your account.
There are some very helpful programs to assist with keeping track of budget and spending and it is great practice for life in the 'real world'. Mint is a free program which allows you to set a budget for different categories, keep track of all expenses and bills, and make sure you make your payments on time. At any time, you can log in to see where you stand for the month and get a good look at how well you are staying on budget. They also have a mobile app which is perfect for today's students who never go anywhere without their phone.
Should students get a credit card? College is a great time for students to get their first credit card not only to have in case of emergency, but also to begin building their own credit history. They can also begin to acquire points for spending. As long as the student fully understands what the card should be used for, payments are made on time and you choose one with low or no fees, it can be a great thing to have. Take a look at NerdWallet's May list of Best College Student Credit Cards to get an idea of the associated details to consider.
Keep in mind as you are budgeting for future years that you need to fill out the FAFSA each year to continue to receive financial aid and you can continuously apply for outside scholarships throughout all college years. If you have any major changes in your financial situation which would increase your need, be sure to communicate that with the financial aid office as soon as possible.
These are all things you can begin working on this summer while your student is still at home. Make a plan, talk about it, and continue to communicate the importance of budgeting and discussing expenses even after they are on campus. It is a lifelong skill we all need and an important part of your student's journey to adulthood.
December and January Scholarships
Check out my short list of scholarships with December and January deadlines as well as recommendations for finding more.
Between completing college applications and finishing out the year with lots of school work, most students have not had time to apply for scholarships. Now that break is starting, I am hoping they will find/make the time to apply for at least a few. I have compiled a very short list of some with December and January deadlines. Check them out and use a little of your holiday break free time to APPLY!
Niche Monthly $1000 Scholarship
Due: December 20, 2020
Open to high school, college, and graduate students, and those planning to enroll within 12 months. Simply fill out a short form.
https://www.niche.com/colleges/scholarship/december-scholarship/
Peck Law Group Elder Abuse and Neglect Scholarship
Amount: $700
Due: December 29, 2020
Scholarship is open to students who have been accepted to or are enrolled in college. Create an article on elder abuse and neglect of at least 1000 words (the more the better).
https://www.premierlegal.org/elder-abuse-neglect-infographic-scholarship/
Spotless Cleaning Chicago Scholarship
Amount: $1,000
Due: December 30, 2020
If you are a dynamic, passionate, hard-working student in high school, college, university, or trade school, create a 2-4 minute video explaining why you think education is the key to a brighter future, and how you can shape society.
https://www.spotlesscleaningchicago.com/scholarship/
Shawn Sukumar 2020 Extracurricular Impact scholarship
Amount: $1000
Due: December 31, 2020
Open to US high school seniors and students currently enrolled in college.
An amount of $1,000 will be awarded to one student who best conveys in a 750-1,000 word essay how extracurricular activities have had an impact on their life and academic success. This can be an activity you are currently participating in or have previously been involved with. Whether it’s music lessons, art classes, sports teams, debate, or volunteering that garners your interest, what lessons have these extracurricular activities taught you that you have applied to your classes in school? What kind of positive impact have they had on your life as a whole?
https://washingtondccriminallawyer.net/2020-scholarship/
Fire Free Speech Essay Contest
Amount: Up to $10,000
Due: December 31, 2020
Open to US high school juniors and seniors. In a persuasive letter or essay, convince your peers that free speech is a better idea than censorship. Your letter or essay must be between 700-900 words. We encourage you to draw from current events, historical examples, our free speech comic, other resources on FIRE’s website, and/or your own personal experiences.
https://www.thefire.org/resources/high-school-network/essay-contest/
Fundera College Scholarship
Amount: $2,000
Due: January 1 and June 1 each year
Scholarship is open to incoming and current college students in the United States. Applicant must be a young entrepreneur. Student must submit a video on a topic related to technology and small businesses. https://www.fundera.com/resources/fundera-scholarship
The Foot Locker Scholar Athletes Scholarship
Foot Locker will celebrate 20 athletes for whom sports has helped them become leaders in their school and community by awarding them up to $25,000.
Due: January 8, 2021
For HS Seniors, class of 2021
https://app.goingmerry.com/scholarships/foot-locker-scholar-athletes-2021/7996
Profile in Courage Essay Contest
Amount: Several scholarships up to $10,000
Due: January 15, 2021
Contest is open to United States high school students in grades nine through twelve. Describe and analyze an act of political courage by a US elected official who served during or after 1917. Essay 700-1000 words.
https://www.jfklibrary.org/Education/Profile-in-Courage-Essay-Contest.aspx
LiveMas Scholarship
Various scholarship amounts totaling $7 million
Due: January 20, 2021
Open to students 16 and above who plan on or already are attending college.
The Live Más Scholarship is not based on your grades or how well you play sports. No essays, no test scores, no right or wrong answers. Submit a two minute video that tells us the story of your life’s passion. This is not about how well you can make a film – we just want you to tell us about your passion and how you will use it to make a difference.
https://www.tacobellfoundation.org/live-mas-scholarship/
I have a Dream Scholarship
Amount: $1,500
Due: January 31, 2020
Ages 14 and up may apply
"We want to know... what do you dream about? Whether it's some bizarre dream you had last week, or your hopes for the future, share your dreams with us for a chance to win $1,500 for college." (250 words or less)
https://www.unigo.com/scholarships/our-scholarships/i-have-a-dream-scholarship
My additional tips for your scholarship search: https://www.acmcollegeconsulting.com/blog/2019/1/2/the-spring-scholarship-search
TIME FOR MORE?
For more scholarships, I recommend checking out these pages which require you to set up a FREE account. Remember you should never have to pay to apply and be careful with what information you share and how that information will be used.
https://www.fastweb.com/
SWFL STUDENTS
Don’t forget to apply for the Southwest Florida Community Foundation Scholarship funds. The application is due by January 11. It is a wonderful opportunity to receive funding specifically for students from your region and they have a lot to give!
https://floridacommunity.com/scholarships/
Financial Aid Applications
As college application season is fully underway, it is important to learn about the primary financial aid applications and types of aid your student could receive. The two most common applications used by colleges across the US are the FAFSA and CSS PROFILE, and they need to be filed prior to each year the student plans on attending college.
As college application season is fully underway, it is important to learn about the primary financial aid applications and types of aid your student could receive. The two most common applications used by colleges across the US are the FAFSA and CSS PROFILE, and they need to be filed prior to each year the student plans on attending college.
The FAFSA (Free Application for Federal Student Aid) is the standard form used by all schools to determine the amount of federal aid a student will receive. The application opens online on October 1 each year and closes the following June 30. The FAFSA calculates the EFC (Expected Family Contribution), what the government considers a reasonable amount the family should be able to contribute to the student's educational costs whether or not a parent wants to contribute to their child's education. For the 2020-21 school year, you will file using prior-prior (2018) tax information.
The CSS Profile (College Scholarship Search Profile) is used by many colleges, primarily private, to determine eligibility for non-federal funding aka institutional aid. It is filed through the College Board online. This application also opens October 1 and will use prior and prior-prior tax year information. So if you are applying for 2020-21, you will use 2018 and 2019 information.
It is important to know that the earlier you file the CSS Profile and FAFSA, the more funding you may receive as some grants are given on a first come, first serve basis. Also, each state and college has their own deadline for when you need to file, and these often fall around the time the college applications are due. Start early and aim to have your financial aid applications complete two weeks before your student's first admission application deadline. There is no harm in submitting the forms before the actual admission applications are completed. If you are about to make a large purchase or make any significant payments, you should make them before updating your bank balance information. Other than that, do not delay completing your financial aid applications.
While the FAFSA is primarily used to determine federal funding, some schools also use it to determine the distribution of their own institutional aid if they do not require the CSS Profile. Therefore, it is often recommended that all students fill out the FAFSA and do it early, whether or not they think they will be eligible for federal aid. Visit the colleges' financial aid websites to find out whether or not you need to file the CSS Profile in addition to the FAFSA.
The CSS Profile digs a little deeper into your family's financials than the FAFSA. Some key differences are that it includes home equity of primary dwelling, family farms, value of small businesses, and for some schools, the non-custodial and/or stepparent income and cash value of life insurance policies. Before you begin, it is helpful to gather the materials you will need to complete the applications:
An FSA ID to sign the FAFSA electronically (you can apply for this special username and password online via fsaid.ed.gov or other U.S. Department of Education websites and the student and the custodial parent will need separate IDs)
A College Board account to complete a CSS Profile – the student and custodial parent will share the login, if a non-custodial parent needs to fill out a separate application, you will receive notification after adding your schools to the list
Social Security Numbers
Federal Income Tax Returns, W-2s, and other records of income earned (Note: You may be able to use the FAFSA's IRS Data Retrieval Tool which transfers the data directly from your completed tax returns to your application)
Bank statements and records of investments
Mortgage statement
Records of untaxed income such as child support or interest income
List of schools student is applying to
Ensure that the information you have entered is accurate and complete to prevent any delays in the processing of your application. Make sure you have added any schools to which you are applying to the FAFSA and CSS Profile applications so that they receive the information. Filing the FAFSA is free, but the CSS Profile costs $25 for the application and first school and $16 for any additional. If you need to add colleges to either application later, you can always log back in and do that.
If your family's financial situation has changed for the current year and the tax information you must use for the application does not properly reflect it, it is important that you contact each of the colleges and inform them of your current situation. Examples may include hurricane loss, death in the family, loss of job or illness. For any questions regarding each college's financial aid policy and types of aid awarded, take a look at their website and feel free to reach out to their office.
All About Bright Futures
What is Bright Futures? How do you become eligible for the scholarship? If you are planning on or even considering attending college in Florida, you need to know this information and the earlier, the better.
What is Bright Futures? How do you become eligible for the scholarship? If you are planning on or even considering attending college in Florida, you need to know this information and the earlier, the better. While there are 4 types of scholarships which are part of Florida Bright Futures Program, this information is focused on the 2 primary scholarships for students who plan on pursuing an undergraduate degree or certification at a college or university in Florida – the Florida Academic Scholars (FAS) and the Florida Medallion Scholars (FMS).
To be eligible for Bright Futures, students must:
Be a Florida resident and US citizen or eligible non citizen
Graduate from a Florida public high school or a registered Department of Education Private institution, earn a GED or complete an eligible Home Education program
Meet high school college prep coursework requirements
Be accepted to and enrolled at a Public or eligible private post-secondary institution in Florida
Not have been convicted of or plead no contest to felony charges
Meet official standardized test score and GPA requirements
Complete 100 hours of volunteer service and/or paid work
Have official transcripts sent from high school
Complete the Florida Financial Aid Application (FFAA) by Aug. 31 after senior year
Image from Bright Futures Handbook
The FAS scholarship is the highest level available to students and covers 100% of tuition and applicable fees at Florida public institutions. If a student chooses to attend an eligible private institution, they are given a comparable amount which could add up to approx. $6000.
The FMS scholarship is the second tier and covers 75% of tuition and applicable fees or 100% of an associates degree. It also covers a comparable amount at eligible private institutions.
To apply for Bright Futures, students must first complete the Florida Financial Aid Application (FFAA). This application typically opens on October 1 and must be completed by August 31 post graduation. After applying for the FFAA, the student will gain access to complete the Bright Futures application.
Students can send their test scores by simply requesting an official test score to be sent to any of the 12 Florida sate universities, state colleges or public high schools. Students have until August 31 post graduation to meet the testing requirements, which means completing testing by June 30. Scores can be superscored and students can take it as many times as needed to get the minimum required scores. Students can bypass the test score requirements if they complete an AICE or IB Diploma.
Service and work hours must be completed by high school graduation. To verify what activities meet the service hour requirements, students should speak to their high school counselors. Whatever the activity may be, the student must get the signed verification from the appropriate supervisor. Activities which typically count towards the service hours are volunteering for nonprofits, working on local political campaigns, or interning at local businesses. As of June 2022, paid work now counts towards the 100 hour requirement.
Students can complete their application any time after December, when they are able to officially enroll at one of the eligible post-secondary institutions. The funds will be distributed directly to the college. Students should ensure they keep their account updated with the institution they are attending as well as their service hours. They should also make sure their counselor sends their official transcripts.
Both levels of Bright Futures can be used for summer semester and depending on the college's programs, may be able to be used for study abroad. A common misconception is that the Bright Futures is a 'full ride'. However, it covers solely the tuition and some fees. unless a family has a 529. Families should not neglect to seek additional funding such as scholarships and other institutional and federal financial aid. Parents should follow all deadlines to file the FAFSA and CSS PROFILE where required in order to be eligible for other aid.
When families have a 529 Plan, the schools apply those funds first and then the Bright Futures. In this case, Bright Futures funds can be used for expenses other than standard tuition and fees. If there are funds left over, the school will usually give them back to the student to use for additional expenses.
Consider the requirements early as you go through high school and begin to complete the service hours, meet college prep course requirements, and prepare for standardized tests to ensure you do not miss out on these extra funds! Schedule a free consultation with us to discuss Bright Futures and your college search and applications.